Free calculator · 2026
Domestic worker net salary calculator 2026
See how much you take home each month: gross to net, in 12 or 14 payments or by the hour, with your Social Security contribution and the official 2026 figures.
- Official 2026 figures
- 12 or 14 payments, or hourly
- Free, no sign-up
Gross to net
Work out your net salary
Type your gross salary and choose how you are paid. The net updates as you type.
Gross: the figure in your contract, before deductions.
With 14 you get 12 months plus 2 extra payments; with 12, the extras are spread across every month.
Your net salary
€1,129.83per month
12 monthly payments of €1,129.83 and 2 extra payments of €1,221.00
How the numbers work
- Gross per year
- €17,094.00
- Contribution base (bracket 8)
- €1,424.50 /mo
- Common contingencies (4.70%)
- − €66.95 /mo
- Unemployment (1.55%)
- − €22.08 /mo
- MEI (0.15%)
- − €2.14 /mo
- Your Social Security contribution (6.40%)
- − €1,094.02 /yr
And what the family pays?
Gross + the employer's Social Security contribution (≈ 22% of the base: 20% reduction on common contingencies and 80% rebate on unemployment and FOGASA). Indicative.
Work out the full cost in the calculator for familiesIndicative estimate under the 2026 rules (RD 126/2026 and Order PJC/297/2026). It does not replace professional labour or tax advice.
Step by step
How your net salary is calculated
Your gross for the year
Your monthly gross times 12 or 14 payments; for hourly work, your rate times the hours you work. The €9.55/hour minimum for live-out hourly work already includes holidays and extra pay.
Your contribution base
What you earn per month, with the extra payments spread out, falls into one of the 8 official 2026 brackets. From €1,424.41/month the base is your real salary.
Your Social Security
6.40% of the base is deducted: 4.70% common contingencies, 1.55% unemployment and 0.15% MEI (6.45% on a temporary contract).
Income tax (IRPF)
In domestic work the family is not required to withhold income tax, so it starts at 0%. Minimum-wage earners are exempt.
Order PJC/297/2026
2026 contribution brackets
Your contribution base is set by what you earn per month, with the extra payments spread out. From bracket 8 (€1,424.41 and above) the base is your real salary, up to the maximum base of €5,101.20.
| Bracket | What you earn per month | Monthly contribution base |
|---|---|---|
| Bracket 1 | Up to €329.00 | €306.00 |
| Bracket 2 | €329.01 to €510.00 | €436.00 |
| Bracket 3 | €510.01 to €693.00 | €602.00 |
| Bracket 4 | €693.01 to €877.00 | €785.00 |
| Bracket 5 | €877.01 to €1,061.00 | €970.00 |
| Bracket 6 | €1,061.01 to €1,242.00 | €1,151.00 |
| Bracket 7 | €1,242.01 to €1,424.40 | €1,424.40 |
| Bracket 8 | From €1,424.41 | Your real salary (max. €5,101.20) |
When the job ends
If they let you go, or you leave: what you are owed
When the contract ends you are paid the finiquito: the days you worked in your last month, the share of the extra payments accrued this half-year and any holiday you did not take. That is always due, even when you are the one leaving. On top of it there may be severance, and how much depends on why the job ends.
You can also claim unemployment benefit if you have 360 contribution days in the last six years — in every case except resigning. Ask for the certificado de empresa.
The family ends it for a justified cause
12 days of salary per year worked, capped at 6 months' pay. They must put it in writing, state the cause and make the money available to you that same day (RD 1620/2011, art. 11.2).
The dismissal is unfair
33 days per year, capped at 24 months' pay. That is what applies when there is no letter, no cause, or a cause that does not hold up (Workers' Statute, art. 56).
You are the one who leaves
You still get the finiquito, but there is no severance and no unemployment benefit (Workers' Statute, art. 49.1.d).
The person who employed you dies
One month of salary on top of the finiquito, paid out of the estate by the heirs (Workers' Statute, art. 49.1.g).
Salary and contributions 2026
Frequently asked questions
The 2026 minimum wage (SMI) is €1,221 a month across 14 payments: €17,094 a year. If you work live-out by the hour, it is €9.55 per hour worked, an amount that already includes holidays and the share of the extra payments.
You pay 6.40% of your contribution base: 4.70% for common contingencies, 1.55% for unemployment and 0.15% for the MEI. On a temporary contract unemployment rises to 1.60% (6.45% in total).
The hiring family is not required to withhold income tax, so your net is normally the gross minus Social Security. You may still have to file an income tax return if your income is above the legal threshold. Minimum-wage earners are exempt.
You earn the same over the year. With 14 payments the year is split into 12 monthly payments and 2 extra ones; with 12, the extra pay is spread evenly across every month. Social Security is deducted over the 12 monthly payslips in both cases.
As a live-in worker, board and lodging count as salary in kind and are included in the contribution base, but you do not receive them as cash. What you take home is the agreed cash salary minus Social Security.
This calculator shows what the worker takes home. If you are the family doing the hiring, what you need is the total cost including the employer's Social Security contribution, the payslip as a PDF and the final settlement: the employer cost calculator, the 2026 payslip calculator and the severance calculator, all on our site for families.
These are the employer tools, on our site for families:
Where the figures come from
Official sources
The figures are those of the rules in force in 2026, published in the BOE (Spain's official gazette).
- Royal Decree 126/2026: 2026 minimum wage (in Spanish)RD 126/2026 (opens in a new tab)
- Order PJC/297/2026: 2026 Social Security contribution rules, household employees in art. 15 (in Spanish)Order PJC/297/2026 (opens in a new tab)
- Royal Decree 1620/2011: the domestic employment relationship (in Spanish)RD 1620/2011 (opens in a new tab)
- Income Tax Regulation, art. 76: the hiring family is not required to withhold (in Spanish)RD 439/2007 (opens in a new tab)
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